In a recent announcement, the November 2025 Premium Bond results were revealed, unveiling the fortunate winners of two £1 million prizes.
One of the winners, residing in Shropshire, clinched the £1 million prize with a maximum holding of £50,000 in Premium Bonds, with the winning bond number 258GE105589 purchased in October 2015. The second £1 million winner, hailing from York, also held £50,000 in Premium Bonds, with the winning bond number 568FY679677 acquired in February 2024.
Premium Bonds, a savings product offered by National Savings & Investment (NS&I), offer a unique twist where instead of a fixed interest rate, participants are entered into a monthly prize draw with varying prize amounts ranging from £25 to £1 million. While winning is not guaranteed, the majority of prizes awarded each month are of smaller denominations.
Participants can check their winnings using the NS&I online prize checker tool or the Premium Bonds prize checker app. The current prize fund rate, akin to an interest rate, stands at 3.60%. Despite a slight decrease in the prize fund rate in recent months, with fewer larger prizes distributed, the number of smaller prizes has increased.
Each month, two lucky individuals receive £1 million prizes, with the latest prize fund reduction occurring in the August 2025 draw, setting the rate at 3.60%. Over 23 million individuals hold Premium Bonds, with ongoing opportunities to win big.
NS&I Retail Director, Andrew Westhead, extended congratulations to the jackpot winners, recognizing their enhanced festive season with an additional million pounds. Upon winning, recipients are notified via email or text message, with the option to have their winnings deposited into their bank account or reinvested in Premium Bonds.
For those interested in sharing their Premium Bonds success stories, they can contact mirror.money.saving@mirror.co.uk. Additionally, individuals can stay updated on money news and deals by joining the Money WhatsApp group or signing up for the Mirror’s Money newsletter for exclusive offers and advice straight to their inbox.